Flexible & Short-term Funding

Fund invoice as and when you need, without having to commit your entire sales ledger. A great solution if you have seasonal or more occasional cash flow needs.

Trading on e-commerce platforms? Checkout out our
E-Commerce Finance Solutions

The Benefits

Here's what you can expect.

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You can finance invoices with Qupital even if you are not qualified for bank facilities.

Fast Funding

Upload invoice and receive funds within 24 hrs or less.

Take Control

Fund invoices when needed, no contract lock-ins, no hidden fees.

Easy & Secure

Smart online platform reduces admin work while your company's information is kept strictly private

How It All Works

Free up your cash flow in 4 simple steps...


Easy Online Registration

To get started, all you need is

  1. Your company's information
  2. Your company's financial details, e.g. audited financial reports
  3. Your last 6 months' bank statements
  4. Your track record

It only takes minutes to sign up, even less if you apply using online accounting software like Xero or Quickbooks.

Check out our Add-Ons


Add a Customer

Next, add a customer to your account through the system. We set all our customers up with a new DBS client account, at no extra cost, so you can receive payment.


Upload your Invoice

You can upload one or many invoice file for financing. Unlike traditional invoice factoring, we don't ask you to finance your whole sales ledger, so you can use us as and when you need.


Receive Funds in 24 Hrs

Once verified, our investors can purchase your invoices through bidding and you could receive up to 80% of your invoice within 24 hours.

You'll receive the remainder, minus fees, when your customer pays.


Pay-as-you-go in two simple fees.

Service Fee

A fixed percentage of the invoice value

Discount Fee

Fee against drawn down funds, calculated based on the actual term

No hidden fee, no on-going cost

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Client's Story

What clients say about us.


You can use Qupital's Invoice Financing if...

  • You have a Hong Kong registered company
  • You have a minimum turnover of HKD $2,000,000 p.a.
  • You have open account trading with other businesses
  • You have over 12 months operating history

Trade Credit Insurance

Euler Hermes credit insurance covers trade credit receivables in both domestic and export markets. It offers protection against your customers’ failure to pay their trade debts due to insolvency or failure to pay within the agreed timeframe.

Euler Hermes offers customer risk monitoring, prevention and recovery of unpaid debts, as well as compensation for uncollected receivables.

Integrated Accounting Software

Speed up the application process through integrating with your accounting software account.

Here are the ones we have on Qupital: Clear Books, Exact, FreeAgent, FreshBooks, KashFlow, Quickbooks Desktop, Quickbooks Online, Sage 50 / Peachtree, Sage One, Xero

Ready To Optimize Your
Cash Flow?

Apply Now