Flexible & Short-term Business Loan

Bring forward cash against your trade receivables on e-commerce platforms importing to China, such as TMall, JD.com and Kaola, etc.

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The Benefits

Here's what you can expect.

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You can now finance your e-commerce trades with Qupital even if you are not qualified for bank facilities.

Fast Funding

Upload invoice and receive funds within 24 hrs or less.

Take Control

Fund invoices when needed, no contract lock-ins, no hidden fees.

Easy & Secure

Smart online platform reduces admin work while your company's information is kept strictly private

How It All Works

Free up your cash flow in 4 simple steps...


Easy Online Registration

To get started, all you need is

  1. Your company's information
  2. Your company's financial details, e.g. audited financial reports
  3. Your last 6 months' bank statements
  4. E-commerce platform account details

It only takes minutes to sign up, even less if you apply using online accounting software like Xero or Quickbooks.

Check out our Add-Ons


Add a Customer

Next, add a customer to your account through the system. We set all our customers up with a new DBS client account, at no extra cost, so you can receive payment.


Upload your Invoice

You can upload one or many invoice file for financing. Unlike traditional invoice factoring, we don't ask you to finance your whole sales ledger, so you can use us as and when you need.


Receive Funds in 24 Hrs

Once verified, our investors can purchase your invoices through bidding and you could receive up to 80% of your invoice within 24 hours.

You'll receive the remainder, minus fees, when your customer pays.


Pay-as-you-go in two simple fees.

Service Fee

A fixed percentage of the invoice value

Discount Fee

Fee against drawn down funds, calculated based on the actual term

No hidden fee, no on-going cost

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Client's Story

What clients say about us.


You can use Qupital's Import E-Commerce Financing if...

  • You have a Hong Kong registered company
  • You have a minimum turnover of USD $2,000,000 p.a.
  • You have 6 months trading history
  • You agree to provide ecommerce platform account details for credit checking

Integrated Accounting Software

Speed up the application process through integrating with your accounting software account.

Here are the ones we have on Qupital: Clear Books, Exact, FreeAgent, FreshBooks, KashFlow, Quickbooks Desktop, Quickbooks Online, Sage 50 / Peachtree, Sage One, Xero

Ready To Optimize Your
Cash Flow?

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