Problem: Cash flow
You have cash locked up in unpaid invoices leading to insufficient liquidity and lack the immediate short term financing required to create more business and grow your company.
Qupital is able to quickly and efficiently provide an option to fund your unpaid invoices. We have a competitive pool of funders who are actively seeking to purchase your invoices.
Raise funding from a diversified pool of investors, they will compete to bring you the lowest fees possible.
We have a culture of transparency at Qupital. The calculation of our fees, the auction process and financing rules are all clear. Each party in a trade will be able to make well-informed decisions.
Fast And Simple Process
It only takes three business days for the advanced cash to be in your account from the day you submit a new invoice. All of this can be done online through our platform.
Customise Your Terms
As a business, you set your own range of discount rates and the maximum times to auction your invoices. You customise your own auction parameters.
Zero Ongoing Costs
There are no hidden fees or ongoing costs with Qupital. You can choose to use the platform whenever your business requires the need, there is no minimum usage.
Cost Calculator - CUSTOMIZE YOUR FEES
Select the invoice value, payment terms and discount rate of an invoice your are considering on pre-financing through Qupital to see what terms are typically able to be achieved.
Invoice Value: $1,000,000
Payment Term: 60 days
Discount Rate: 1.1 %
You will be immediately advanced
Due to you in 60 days
when your customer remits
Discount fee*: $11,000
Sell a HKD 1,000,000 invoice with 60 days payment term with discount rate of 1.10%
Qupital transfers to you HKD 900,000 in 24 hours
Qupital transfers to you HKD 89,000 when your customer pays on day 60
(remaining 10% minus discount fee)
Discount fee*: HKD 11,000
*This cost example is a typical approximation of an average user and does not include the platform fee. Please sign up with Qupital to find out more.
- Hong Kong registered company
- HKD 2,000,000+ turnover
- Open account trading with other businesses
- At least 12 months of operating history
For more information, please click here