SME Funding

What is SME Loan Finance?

You have cash locked up in unpaid invoices leading to insufficient liquidity and lack the immediate short term financing required to create more business and grow your company.


Financing an unpaid invoice can now be done in a matter of a few clicks, bypassing the traditional lengthy route of getting a bank loan.


We’ve built our products around our clients’ needs. We are fully transparent about fees and provided both our SME clients and investors with personal customer service through our smart online platform. 


The Qupital platform is a digital trading marketplace for buyers and sellers of corporate accounts receivable financing, bringing together investors and those small businesses struggling to maintain adequate working capital levels. Our sellers get fast capital and our investors get market-beating returns and access to a diversified new asset class.

SOLUTION: QUPITAL

Qupital is able to quickly and efficiently provide an option to fund your unpaid invoices. We have a competitive pool of funders who are actively seeking to purchase your invoices. 


Instead of worrying about their cash flow, business owners can now save time and focus on what’s most important, winning new business, launching new products or growing their operations and hiring more staff.


The Qupital trade finance solution means 90-day payment terms are a thing of the past, our leading technology-driven platform allows businesses to unlock their working capital within 24 hours and be free of unpaid invoices.


How It Works

1

Online Register

Online Register


Prospective seller provides business details and supporting documents to get started.

2

Seller Uploads Invoice

Seller Uploads Invoice


A qualified business will be able to upload their verified invoices through the Qupital platform and set the discount rate of the invoice.

3

Funders Bid On Invoice

Funders Bid On Invoice


Investors can view individual invoice and offer a discount rate for the invoice, providing a cash advance to the business.

4

Invoice Gets Paid Within 24HRS

Invoice Gets Paid Within 24 Hours


Once the auction ends, seller will receive cash advance within 24 hours, solving the cash flow problem

Client's Story

  • Chocolat-ier Limited

    Chocolat-ier Limited

    "Cash flow is very tight for us during the peak seasons as a supplier, that's where Qupital comes to help. With Qupital's service we are more confident in growing and expanding the business!"

  • Granco (H.K.) Limited

    "Operation is simpler than imagination, we can set our own discount rate, and monitor the real-time online auction process, which makes our financing easier.!"

Optimize Cash Flow

Receive advances on your unpaid invoices reliably and at low cost. Instead of worrying about your cash flow, business owners can now save time and focus on what’s most important, winning new business

Industries

Ecommerce Ecommerce
Export Export
Domestic Trading Domestic Trading
Services Services
Manufacturing Manufacturing
Construction Construction

Benefits

Seller Eligibility

Seller Requirements:

  • Hong Kong registered company
  • HKD 2,000,000+ turnover
  • Open account trading with other businesses
  • At least 12 months of operating history
qupital

Optimize Your Cash Flow

Receive advances on your unpaid invoices reliably and at low cost. Instead of worrying about your cash flow, business owners can now save time and focus on what’s most important, winning new business